Financing Program

We are pleased to be able to offer a new payment option: Lease-To-Own Financing.
We have made the financing process easy and affordable. Simply complete the application below to begin the process. If your application is approved, you will pay the first 2 payments upfront along with a $150 documentation fee.

Click here for our Financing Application

Benefits of lease-to-own financing:

  • 100% Financing: Leasing allows minimal up-front costs, not the 20% to 30% up-front that banks require and with no additional collateral.
  • Credit Lines: Leasing equipment leaves your existing credit lines available for short-term needs.
  • Equity: Leasing removes the need for equity financing.  It permits you to acquire the use of an asset without making a substantial down payment.
  • Tax Position: Lease payments may be 100% tax deductible as an operating expense, as opposed to only depreciation and interest deductions for financed equipment.
  • Budget Restrictions: Minimum cash outlay plus modest payments enable you to fit the lease into the tightest of budgets.  When your spending schedule is severely limited, leasing makes it possible to obtain the equipment you need when you need it.
  • Balance Sheet Effect: The effect of leasing on financial ratios is very favorable.
  • Flexible Credit Requirements: Leasing allows more room for innovative equipment and projects, without the bank hassles of tax returns, financials, business plans, etc.
  • Variety of Terms: Leasing provides you with a wide range of options: longer terms, flexible payment plans, easier monthly payments and competitive, fixed rates.

If you have any questions about our financing program, please call our Customer Care department at 800-782-6222. 

© 2008 The Howard Company, Inc. P: 262-782-6000 or 1-800-782-6222
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